8-2-3-2. I entered my PIN, but the ATM replied: “You have insufficient funds.”
And that was a bummer, because it was 6:30 p.m. and I was starving. But my attempt to withdraw $20 had exceeded my $6 balance. So I borrowed $5 from my business law professor and bought the cheapest burger at the on-campus Burger King.
This crisis took place more than a decade ago at the University of Texas. As the first in my family to get a U.S. college education, I carried the burden of setting a good example for my loved ones.
