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Do You Need Small Business Insurance?

If you’re running a small business, you may wonder if it’s worthwhile to buy business insurance, especially if you’re just starting out and don’t have any employees yet, or even a commercial premises to do business from.

The truth is that running a small business opens you up to a lot of risk. You could find yourself defending a lawsuit or covering employee medical expenses for injuries sustained on the job. Federally, you’re on the hook for unemployment, workers compensation, and disability insurance if you have employees.

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