I’ve worked with enough people on all ends of the net worth spectrum to understand something important: An individual’s financial literacy level tends to be the biggest factor in determining their net worth. Only 57% of adults are financially literate, according to Standard & Poor’s Global Financial Literacy Survey. And in 2021, the U.S. Federal Reserve reported that more than 30% of U.S. adults don’t have enough in savings to cover a $400 emergency.
The truth is that prosperity is available to everyone and the right wealth-creation tips are out there, you just need to know where to find them.
