Category: Finances

April 11, 2022

As I was growing up, my mom often worked 12- to 14-hour days — born as she was in an era in which hard work for long periods demonstrated devotion and a strong character. As an adult, she followed in […]

March 31, 2022

The Bank of America has announced new secured credit offerings and digital resources aimed at helping entrepreneurs launch their ventures and grow. The offerings comprise of the Business Advantage Unlimited Cash Rewards Secured credit card, Business Advantage Secured Credit Line, […]

March 24, 2022

If you’re self-employed and don’t have health insurance, you’re taking a huge chance. There are all types of self-employed workers. You might be one of those self employed folks with a types of self-employed workers. Say, you’re a dog walker…….well, […]

March 21, 2022

When you need to cut costs in your business, it’s difficult to know where to begin, especially if you have employees who rely on your business’s success. However, there are a few good ways to get started on getting your […]

March 15, 2022

Cryptocurrencies are fast making a name for themselves as the new currency of choice in the digital age. Among the touted benefits of cryptocurrencies is that they are un-hackable, offer anonymity meaning guaranteeing privacy; are decentralized meaning there is no […]

March 15, 2022

No matter what age your child is, it’s never too early to start teaching them the importance of financial literacy. From learning the basics of saving to practicing managing a budget, financial literacy equips kids with the tools they need […]

February 22, 2022

With the pandemic wreaking havoc on the personal finances of millions of Americans, investing has become another string to their bow —stocks, real estate, and cryptocurrencies. But, how can people capitalize on their new financial endeavors? How can entrepreneurs get […]

February 14, 2022

You’ve paid your bills on time. You’ve avoided massive debt, or maybe you’ve paid it down. Now you have a healthy credit score to show for it. But tough times can happen, no matter how responsible you are. So if […]

January 21, 2022

At some point, you will have to ask an important question, “I much do I need to retire?” There are actually several rules of thumb when it comes to saving for retirement. The most common, though, is somewhere near $1 […]

January 13, 2022

After working for years to provide for yourself and your family, you look forward to a comfortable and enjoyable retirement. For many people, retirement can appear to be a distant goal, a faint but growing light at the end of […]

January 10, 2022

Buying annuities is one way to guarantee that one will have enough money when they retire. And, when you think about it, there aren’t that many products that can make such a claim. But, wait a minute? What about Social […]

January 4, 2022

Gig workers, like everyone else, deserve a pension. Freelancers, contract workers, self-employed, temp workers, on-call employees, and individuals with side hustles make up a significant component of our economy. Currently, 57 million Americans are estimated to be gig workers. Since […]

December 27, 2021

If you think budgeting and financial planning is only for those getting ready for retirement, think again. Budgeting during retirement is as important and even more so than during your working years because you don’t usually have a steady paycheck […]

December 23, 2021

As a property investor and owner of one of the U.K.’s biggest property-training companies, it can sometimes be hard to get people to understand that anyone can become financially free. Financial freedom simply means that you have enough passive income […]

December 13, 2021

The conventional retirement wisdom suggests that you should save no more than four percent in your first year of retirement. That suggestion could change. Retirement Insight on Your Nest Egg You should adjust this amount each year to keep up […]

November 22, 2021

The transition from a productive working life to retirement can be difficult. Many retirees say it’s more complicated than they expected. As with all major transitions, some things will make the process smoother and easier to adjust to. But, unfortunately, […]

November 10, 2021

Financial stress is one of the most damaging and challenging to handle burdens in America, but it’s also something very few people talk about. Although we all need to earn and manage money, very few of us are taught how […]

October 13, 2021

Saving money is something that everyone likes to do. The whole point of creating a budget is to not spend money on things that aren’t important to you so that you still have money for the things that are important […]

September 3, 2021

If you’re a small business, freelancer, or just have an online side hustle, you’re going to feel the recent increase in fees from online payment platforms like PayPal and Venmo. And as these other online payment systems increase their fees, […]

August 16, 2021

Being your own boss. Making your own schedule. Taking control of your career. Those perks and others—including not worrying about being downsized by your company—drive professionals into self-employment all the time. In fact, the gig economy keeps growing year after […]