Category: Finances

May 25, 2023

Successfully started and are running a small business? That is no small feat in today’s economy, but as with any project, passion or otherwise there are some features and actions that are essential to maintaining health. The financial health of […]

May 22, 2023

Income statements, balance sheets and cash flow statements. If you’re running a business, you probably have some knowledge of basic financial statements and how to use them. But do you know why they’re essential for entrepreneurs to use as a […]

April 26, 2023

One of your biggest concerns as a retiree is going to be planning for the future of your physical health. Over time, your physical health will degrade and you’ll likely be less capable of doing things for yourself; as a […]

March 2, 2023

The start of the new year ushers in new resolutions and goal setting, ranging from getting in shape to quitting bad habits or even learning a new skill. It’s also the ideal time to take on new financial goals. These […]

January 27, 2023

Gen Z may find it difficult to think about retirement planning, saving, and investing. And, for good reason. Stock markets, especially the S&P 500, have been in turmoil as young workers begin their careers. A recession is also on the […]

December 13, 2022

One discussion I have immediately with my new small business clients is that of how they plan to send, receive, save and protect their funds to make sure that all of their financial needs and goals will be met without […]

November 30, 2022

Knowing how to manage your money and spend on the necessary things is a life skill everyone should have. If you can save a buck in this hard economy and avoid overspending, it will go an awfully long way. While […]

November 29, 2022

“Saving” and “Investing” are two of the most common words in financial circles. We hear these words so often that people sometimes use them interchangeably. Experts say you should have at least one to secure your money’s future, but these […]

November 22, 2022

The end of the year can be a time for small businesses to reflect on the previous 12 months and begin planning for a prosperous 12 more. This is a natural and important process, but can also become an incredibly […]

November 14, 2022

Life can be quite unpredictable, and there are times you may find yourself in need of cash to offset some expenses that could be unexpected. Setting some money aside for a rainy day is good, but there are some contingencies […]

November 4, 2022

When just starting out, many new business owners don’t have all the financial tools or experience they may need to run a business successfully. They may rely on their peers, what information they can find online and various business books […]

October 26, 2022

You’ve started up your business, and you’ve done everything right. Your product or service is better than you imagined. You’re getting new customers every day. You’ve recruited the experts you need, like an attorney, an accountant, and a mentor. You […]

October 13, 2022

I’ve worked with enough people on all ends of the net worth spectrum to understand something important: An individual’s financial literacy level tends to be the biggest factor in determining their net worth. Only 57% of adults are financially literate, […]

September 27, 2022

Are you looking for a financial advisor? There are many good ones out there. The best will confirm that they help their clients save by making the right investment choices based on the risks they’re willing to assume. Regardless, it’s […]

August 18, 2022

Peer-to-peer loans are a relatively new form of borrowing, and lending that cuts out the middleman. Peer-to-peer business lending can be an appealing option for both borrowers and online lenders, as it often offers lower interest rates, is more cost-effective, […]

July 13, 2022

Have you seen what’s on your credit report and do you know your credit score? Many people don’t, and that’s a problem. Your score is one of the most important numbers in your life. If you’re not happy with your […]

June 28, 2022

Commercial real estate loans (CRE loans) are a popular way for businesses to finance the purchase, renovation, or expansion of a commercial property such as these Top US Real Estate Franchises. We’ll discuss some pros and cons of commercial loans, […]

June 1, 2022

Small business owners and their employees can stretch their dollars further by establishing a health savings account. With a health savings account, participants are empowered to save earnings and more wisely spend money on healthcare expenses. While it might be […]

May 23, 2022

Everyone’s definition of “success” is different, and should be. Embrace other people’s definition of success and, with time and effort and persistence, you can certainly build a “successful” business. Or life. But the end result — much less the daily […]

May 12, 2022

On January 20, 2021, Joe Biden became president. But, what kind of policies has he implemented since? Well, the Biden administration is aiming to make the income tax system more progressive. ‌Biden’s plan would also raise taxes by $2.4 trillion […]