Category: Finances

August 18, 2022

Peer-to-peer loans are a relatively new form of borrowing, and lending that cuts out the middleman. Peer-to-peer business lending can be an appealing option for both borrowers and online lenders, as it often offers lower interest rates, is more cost-effective, […]

July 13, 2022

Have you seen what’s on your credit report and do you know your credit score? Many people don’t, and that’s a problem. Your score is one of the most important numbers in your life. If you’re not happy with your […]

June 28, 2022

Commercial real estate loans (CRE loans) are a popular way for businesses to finance the purchase, renovation, or expansion of a commercial property such as these Top US Real Estate Franchises. We’ll discuss some pros and cons of commercial loans, […]

June 1, 2022

Small business owners and their employees can stretch their dollars further by establishing a health savings account. With a health savings account, participants are empowered to save earnings and more wisely spend money on healthcare expenses. While it might be […]

May 23, 2022

Everyone’s definition of “success” is different, and should be. Embrace other people’s definition of success and, with time and effort and persistence, you can certainly build a “successful” business. Or life. But the end result — much less the daily […]

May 12, 2022

On January 20, 2021, Joe Biden became president. But, what kind of policies has he implemented since? Well, the Biden administration is aiming to make the income tax system more progressive. ‌Biden’s plan would also raise taxes by $2.4 trillion […]

May 11, 2022

A 401 (k) account is an instrumental part of your financial future. Because of this, it’s strongly advised that you never touch these founds. What’s more, if you make withdrawals before the age of 59 ½, then you can expect […]

April 27, 2022

Small businesses need to offer a retirement savings plan for employees in order to stay competitive in today’s tight labor market. The federal government estimates that only a little more than half (53%) of businesses with less than 100 employees […]

April 22, 2022

The hospital bill arrives in the mail, and you’re tempted to throw it away (again) without opening it. After all, you don’t have the money to pay for that trip you took to the emergency room. Ignoring medical bills isn’t […]

April 15, 2022

Per wIt seems like the second you enter adulthood, and often even before, personal finance management becomes top priority. The need for better money management soars as the world continues to change. Fintech, short for financial technology, makes money management […]

April 11, 2022

As I was growing up, my mom often worked 12- to 14-hour days — born as she was in an era in which hard work for long periods demonstrated devotion and a strong character. As an adult, she followed in […]

March 31, 2022

The Bank of America has announced new secured credit offerings and digital resources aimed at helping entrepreneurs launch their ventures and grow. The offerings comprise of the Business Advantage Unlimited Cash Rewards Secured credit card, Business Advantage Secured Credit Line, […]

March 24, 2022

If you’re self-employed and don’t have health insurance, you’re taking a huge chance. There are all types of self-employed workers. You might be one of those self employed folks with a types of self-employed workers. Say, you’re a dog walker…….well, […]

March 21, 2022

When you need to cut costs in your business, it’s difficult to know where to begin, especially if you have employees who rely on your business’s success. However, there are a few good ways to get started on getting your […]

March 15, 2022

Cryptocurrencies are fast making a name for themselves as the new currency of choice in the digital age. Among the touted benefits of cryptocurrencies is that they are un-hackable, offer anonymity meaning guaranteeing privacy; are decentralized meaning there is no […]

March 15, 2022

No matter what age your child is, it’s never too early to start teaching them the importance of financial literacy. From learning the basics of saving to practicing managing a budget, financial literacy equips kids with the tools they need […]

February 22, 2022

With the pandemic wreaking havoc on the personal finances of millions of Americans, investing has become another string to their bow —stocks, real estate, and cryptocurrencies. But, how can people capitalize on their new financial endeavors? How can entrepreneurs get […]

February 14, 2022

You’ve paid your bills on time. You’ve avoided massive debt, or maybe you’ve paid it down. Now you have a healthy credit score to show for it. But tough times can happen, no matter how responsible you are. So if […]

January 21, 2022

At some point, you will have to ask an important question, “I much do I need to retire?” There are actually several rules of thumb when it comes to saving for retirement. The most common, though, is somewhere near $1 […]

January 13, 2022

After working for years to provide for yourself and your family, you look forward to a comfortable and enjoyable retirement. For many people, retirement can appear to be a distant goal, a faint but growing light at the end of […]