People who have employers often have disability benefits provided. When you’re self-employed, you need to get a disability insurance policy for yourself. You can get a policy no matter what you do for work in the many different types of self-employment jobs that are available.
Purchasing a disability insurance policy shouldn’t be optional. It’s not expensive – you can find decent policies that will cost you about as much as a cup of coffee per day.
If you aren’t covered with a disability insurance policy, and you become injured or ill, you won’t be able to earn money. You need disability insurance to provide you with financial protection should you become ill or injured.
