Have you ever bounced a check and paid the price? Fees can be steep and the embarrassment, too, when you don’t have enough in your account to cover the check … or checks.
Luckily, other options, like certified checks, can help you avoid this scenario. And there are times when a certified check is requested like when you are making a down payment on a home or buying a car from a private party.
This article will cover what a certified check is, where and how to obtain one, frequently asked questions regarding certified checks, and some disadvantages you need to be aware of.